Shelby County Repossession Attorney
Are you fearful that a bank or lender will try to repossess the car or truck you use to get to your job, to provide for your family?
Are you dealing with the shock of having wages suddenly garnished from your paycheck by creditors?
When your creditors work to take money directly out of your wages or when they try to take your property or motor vehicle away from you to help pay down your debt, you don't have to accept this kind of treatment. You have rights. You can fight back.
I will fight right alongside you. In Memphis, Shelby County and surrounding areas in Tennessee, I am the lawyer who can help you to find true debt relief. I'm Ben Sissman, a Memphis, Tennessee, bankruptcy attorney with more than 30 years of experience representing clients who face garnishment and repossession. I can help you overcome your debt and plot a more stable course for your financial future.
To stop repossession and wage garnishment in their tracks, all you have to do is call me. When you are desperate for help, it never hurts to call. I have the experienced, compassionate, reliable legal leadership that can make a difference. My toll-free number is 866-788-0394. You can also contact me online by e-mail to schedule your free initial consultation. I usually answer my own phone and promptly respond to all messages.
Ben Sissman Protects Your Paycheck, Your Car or Truck — and Your Rights
If your car has been repossessed, you can get it back by filing a Chapter 13 bankruptcy so long as the vehicle hasn't already been resold. A Chapter 13 strategy allows you to restructure your payment plan to make it more manageable. The moment you file for bankruptcy, the judge issues an "automatic stay" that forbids your creditors from making any further attempts at collections, including repossession.
Chapter 13 bankruptcy can also help you put a stop to wage garnishment. If you don't want to file for bankruptcy, you can also file a "Motion To Set Payments" with the bankruptcy court. The court will give an order setting a new payment plan that you can handle. As long as you make the new payment, the creditor can't garnish your wage.
However, the creditor has the right to contest this motion, so you should have an experienced lawyer to represent you.
As your Memphis garnishment attorney, I arm you with the facts and options you need to know — information and guidance that can lead to sound decisions about your future. I always welcome the opportunity to address your questions and concerns throughout the legal process. The first thing I tell my clients is this: "You are going to be okay."
I look forward to speaking with you at this toll-free number: 866-788-0394.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
