Plan and Confirmation Hearing

Perhaps the most important part of Chapter 13 bankruptcy is preparing a repayment plan that is proposed to the Tennessee bankruptcy court and which must be approved in a confirmation hearing.

To discuss your questions about a Memphis, Tennessee, Chapter 13 repayment plan and confirmation hearings with a bankruptcy lawyer, contact me today. Call toll free: 901-730-4958.

Experienced, Reliable and Compassionate Representation in Filing for Chapter 13 Bankruptcy in Tennessee

If you are eligible to file Chapter 13 bankruptcy, I can assist you with putting together a repayment plan and establishing a reasonable monthly payment to be paid over a 36-60 month time period. Most, but not all, debts can be incorporated into a Chapter 13 bankruptcy repayment plan, including:

  • Credit card debt
  • Tax debt
  • Medical debt
  • Mortgage debt

Debts are organized in order of importance:

  • Debts from priority creditors, who must be paid in full
  • Debts from secured creditors, who must be paid at least the value of the collateral
  • Unsecured debts, which must not be paid in full

Once prepared, your repayment plan must then be approved by the Tennessee bankruptcy court in a confirmation hearing. Generally speaking, the purpose of the confirmation hearing is two-fold:

  • To provide the opportunity for creditors to discuss and object to certain aspects of your repayment plan
  • For the court to ask any questions it may have and to ensure that all appropriate debts have been incorporated into the repayment plan

As an experienced Memphis bankruptcy attorney, I will advocate on your behalf at the confirmation hearing.

Get Bankruptcy Help From Ben Sissman, Attorney at Law

Contact me online or call now, toll free: 901-730-4958 to schedule a free initial consultation. We are happy to schedule evening or weekend appointments.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.