Have you lost your job, fallen behind on your mortgage payments and losing sleep over the possibility that your home may be taken away from you in foreclosure? Are you desperate for legal help that can return your Tennessee family to sound financial footing? The debt relief solutions you need may be found in federal bankruptcy protection.
I'm Memphis attorney Ben Sissman, and I am prepared to help you explore all of your debt relief options. I begin my hard work by telling you, "You are going to be okay." I provide experienced, compassionate, reliable representation. Contact me online or call 866-788-0394 to schedule an appointment to discuss your situation.
Take Action To Protect Your Home
If you have received a notice of foreclosure, you should speak with an attorney as soon as possible. You do not have to surrender the home you have worked so hard for simply because a lender says you do. You can fight back — and I'll fight right alongside you. I have more than 30 years of experience helping clients with bankruptcy, foreclosure defense and debt relief.
Put An End To Foreclosure And Collections Actions
When you file for Chapter 7 or Chapter 13 bankruptcy protection, the judge will immediately issue an automatic stay. This is an order that tells all of your creditors to halt their efforts at collections. This includes the bank's effort to foreclose on your house. When foreclosure proceedings have been halted, you can do whatever needs to be done to catch up on your mortgage payments.
You cannot discharge your mortgage debt — you will have to pay for the house for as long as you own it. However, you can discharge other debts and restructure your payment plans, allowing you to catch up on your back payments.
Contact Me For A Free Initial Consultation To Find Out How You Can Save Your Home
A foreclosure notice does not have to be the final word. Until the house is sold at auction, you have the opportunity to file for bankruptcy protection and to put a stop to the proceedings. I am committed to taking the fear and embarrassment out of bankruptcy and to giving you the peace of mind you deserve. Call my Shelby County law office at 866-788-0394 or contact me online for a free initial consultation. I can also accommodate your need for an evening or weekend appointment.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.