Chapter 13 Bankruptcy

How Chapter 13 Bankruptcy Can Help You

With Chapter 13 bankruptcy, all of your debts can be consolidated into one manageable monthly payment. You must stick with your payment plan consistently for a period of three to five years. At the end of those three to five years, all of your remaining debt will be discharged, and you won't have to surrender any assets.

I'm Ben Sissman, a Memphis, Tennessee, bankruptcy attorney with more than 30 years of experience helping clients overcome their debt burdens. I educate my clients about debt, interest, credit and personal finance so that they can avoid these problems in the future.

It never hurts to call. And you don't risk anything by scheduling a free initial consultation to learn about your options. Call 901-730-4958 or contact me online. I usually answer my own phone, and I look forward to hearing from you. You can start on the path to financial freedom today.

Chapter 13 Bankruptcy Can Save Your Home

If you are facing foreclosure, you can put an immediate halt to the proceedings by filing a Chapter 13 or Chapter 7 bankruptcy. Mortgage debt cannot be discharged through bankruptcy. However, filing for bankruptcy will make your other debts more manageable and give you time to catch up on back payments. The same is true for garnishment and repossessions.

Who Is Eligible for Chapter 13 Bankruptcy?

All you need to be eligible for Chapter 13 bankruptcy is a steady source of income. For the vast majority of people, this comes from their job. For others, it can come from a trust fund, a special needs trust or even stock dividends. If you are concerned about obtaining credit after filing for bankruptcy, read about how bankruptcy will affect your life.

You can learn more about Chapter 13 bankruptcy during a free initial consultation at my firm. To schedule a time, call me at 901-730-4958 or contact my office online.