What if a Creditor Sues Me?

If a Creditor Files Suit Against You, You Need a Lawyer

If you have been sued by a creditor, you should see a lawyer right away. Even if they tell you that there's nothing a lawyer can do, you owe it to yourself to meet with one and find out.

I'm Ben Sissman, an attorney with more than 30 years of experience handling bankruptcy and debt issues in Memphis, Tennessee. Just because a creditor has filed suit against you, it doesn't mean you have to surrender. I can help you push back.

Remember, it never hurts to call, and you don't risk anything when you discuss your options in a free initial consultation. To schedule your consultation, call 901-730-4958 or contact my offices online. I look forward to hearing from you.

The Lawsuit Against You May Not Have Merit

I have handled many cases where creditors attempted to collect on debts when they had absolutely no right to do so. Some creditors try to collect on debts that have expired. Some creditors try to collect on debts they don't even own. In most cases, they get away with this because debtors tend not to hire lawyers and raise the right objections.

Some debtors would only have to show up in court to prove they don't owe the debt. But since they think it's a lost cause, they don't, and they end up having to pay.

How Bankruptcy Can Help

If you can't pay a debt like a credit card bill and you don't want to face a lawsuit, then your other option is to file for Chapter 7 or Chapter 13 bankruptcy. Once you file for bankruptcy, the judge will issue an "automatic stay," which orders your creditors to immediately stop all of their efforts at collections.

To schedule a free initial consultation to discuss your options, call 901-730-4958 or contact my offices online.