Ben Sissman, Attorney at Law
Free Consultation 901-730-4958
Legal Services

July 2013 Archives

Bankruptcy filings, including Chapter 13, rise in Tennessee

As many consumers often find, their spending habits can occasionally exceed their income. When this occurs, debt accumulation beings, and if the situation is not handled quickly, it can very soon become almost unbearable. Many consumers, however, are already privy to the benefits that bankruptcy options such as Chapter 13 can offer.

Credit card debt does not mean giving up consumer rights

Falling on hard financial times can be a stressful burden for anyone. They can spend much of their time worrying over how they will take care of their credit card debt, and their health and relationships can suffer. When debt collectors and creditors begin to call, more stress can be added to the situation, and those suffering may not know where to turn. People need to be aware of their consumer rights and what options are available to them to get out from under debt.

Credit card debt can result from uninformed spending in Tennessee

As Tennessee residents know, credit cards can be a great form of assistance for many people. They allow for people to make more secure online payments as well as give people time to pay off more expensive purchases. However, credit card debt can quickly accumulate if consumers abuse their credit or are not fully educated about credit card interest and payments. Having information on credit cards and how to deal with significant debt can be beneficial.

Tennessee residents could face repossession due to medical debt

Hearing of a personal or of a loved one's illness can be a heart-wrenching experience. Knowing that there is possible pain and suffering in the near future can make anyone's stress levels raise. Unfortunately for most people, including those in Tennessee, the sickness itself is not where the burden ends. Healthcare can present a considerable financial strain, and many patients find themselves worrying about how they will pay their bills. Their minds begin to jump to unfortunate scenarios including the possibility of repossession of their property.

Mounting debt can occur when luxury is mistaken for necessity

In today's society, many conveniences that are truly luxuries are being mistaken as necessities. Because people are under the impression that they need many of the purchases they could do without, overspending occurs quite often. Personal income may not be sufficient enough to cover payments on items in full, so consumers often turn to credit cards so they will have the ability to pay for purchases over time. Unfortunately, many people, including Tennessee residents, use this technique irresponsibly and mounting debt ensues.

Office Location

Ben Sissman, Attorney at Law
44 North Second Street, Suite 403
Memphis, TN 38103

Phone: 901-730-4958
Memphis Law Office Map

Let's Start By Discussing Your Debt

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy