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November 2014 Archives

Chapter 7 bankruptcy may provide financial freedom

Struggling financially can cause a person to feel powerless in Tennessee. However, Chapter 7 bankruptcy protection offers an individual the opportunity to have most, if not all, of his or her debt discharged when this debt has simply become unmanageable. There are many factors to be taken into account when deciding whether to pursue a bankruptcy filing.

As economy improves, Tennessee residents may consider Chapter 7

Since the economy took such a significant hit during the recession, many Tennessee residents faced considerable financial struggles. These struggles led to numerous bankruptcy filings and other actions that consumers felt were necessary in order to get back on their feet. Luckily, the economy seems to be improving, but many parties may still need assistance through Chapter 7 or other bankruptcy options on their way to stable financial ground.

Assessing a situation could be the first step to debt relief

For a considerable number of Tennessee residents, debt may be an issue they loath to think about. Unfortunately, this dislike for the topic may lead them into a situation where they do not effectively manage their debt. As a result, they could find themselves in a situation where they need debt relief for a significant financial burden that they have accrued.

Chapter 13 may prove beneficial for Tennessee residents

For many Tennessee residents, the idea of bankruptcy may be one that is considered a negative option for handling debt. However, Chapter 13 bankruptcy may be a viable route that could help some individuals with significant debt. Chapter 13 differs from other bankruptcy options in that it works to create a repayment plan for those parties who have outstanding balances, which may allow them to repay their debt over a period of years.

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Ben Sissman, Attorney at Law
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Memphis, TN 38103

Phone: 901-730-4958
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