Ben Sissman, Attorney at Law
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January 2015 Archives

Tennessee residents may be concerned about debt relief and loans

When individuals are considering filing for bankruptcy, they may place too much focus on the negative aspects of the process. Certainly, bankruptcy will have an effect on credit scores and other facets, but it can also prove to be beneficial for individuals with substantial debt. Some parties may be concerned that this debt relief option will hinder future attempts at obtaining loans, and students may be particularly concerned.

Chapter 7 may be beneficial for some Tennessee residents

When Tennessee residents hear the word "bankruptcy," they may automatically feel negative emotions toward the process. However, personal bankruptcy could be beneficial for individuals who have a considerable amount of debt and are unable to pay off balances on their own. Many parties file for Chapter 7 bankruptcy when they need assistance getting back on the right financial track.

Title loans may lead to car repossession in Tennessee

When working to handle a tight financial spot, individuals may consider options that may hurt them in the long run. Certain decisions, such as to pawn an asset or take out another type of loan, may seem like an easy way to get money quickly. However, interest rates on such loans could result in a Tennessee resident finding him- or herself in a worse debt situation, and he or she could be at risk of car repossession.

Considering Chapter 13 bankruptcy may help Tennessee residents

When Tennessee residents hear someone mention the state of the economy, many of them may quickly become uninterested. The economy has been the reasoning behind many hardships that individuals have had to face. Some parties may become more interested now that the economy is seemingly heading in a more positive direction. However, many residents may still be holding on to debt that was accrued and is still being accrued due to financial difficulties, and considering Chapter 13 bankruptcy may not be a negative option.

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Ben Sissman, Attorney at Law
44 North Second Street, Suite 403
Memphis, TN 38103

Phone: 901-730-4958
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