Ben Sissman, Attorney at Law
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March 2015 Archives

Gas purchases may send Tennessee residents into credit card debt

For some Tennessee residents, using credit cards can be a source of convenience. Instead of digging out cash or worrying about debt card balances, swiping a credit card can allow an individual to move through a purchase more quickly. However, thinking of credit as a convenience could cause some individuals to lose track of their spending and end up facing considerable credit card debt.

Credit card debt can prove costly in Tennessee residents' lives

Most Tennessee residents understand that having a considerable amount of debt negatively affects a person's financial situation. However, constantly having the burden of credit card debt can begin to take its toll on other areas of an individual's life as well. Though finances may only be one aspect of a person's life, the state of financial affairs can lead to repercussions in seemingly unrelated capacities.

Chapter 7 bankruptcy can prevent personal loss from business debt

When a Tennessee resident owns multiple businesses, he or she may feel as if he or she has achieved some success in his or her life. However, even successful businesses can face hardships, and, if those difficulties are serious, a party's personal finances could be negatively affected. If debt begins to accumulate and business struggles continue, filing Chapter 7 bankruptcy may be a prudent step.

Filing for bankruptcy could prove beneficial in Tennessee

When many Tennessee residents think about bankruptcy, they may only think about it in negative terms. They may believe that by filing for bankruptcy their credit will be irreparably damaged and that other individuals may judge their ability to handle their finances. However, bankruptcy can be beneficial for struggling parties, and in some cases, not filing could cause more damage than filing.

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Ben Sissman, Attorney at Law
44 North Second Street, Suite 403
Memphis, TN 38103

Phone: 901-730-4958
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