Ben Sissman, Attorney at Law
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January 2017 Archives

The Important Differences Between Chapter 7 and Chapter 13 Bankruptcy

Many people go through life just fine until they run into unfortunate circumstances. When people exhaust their emergency funds or run out of sources of income, bankruptcy is often their only (and best) option. It is important to remember that filing for bankruptcy isn't admitting defeat. Instead,  view this as an opportunity for a fresh start. In fact, few people wind up filing for bankruptcy simply due to reckless spending. Most file for reasons that are largely out of their control. Here are some of the reasons. 

Is Debt Preventing You From Saving For Retirement?

We all know that everytime we pay a bill, that's one less payment we make into our own retirement fund. One of the forgotten benefits of bankruptcy is that you can pay yourself, rather than your creditors. People often forget that the payment they don't make to the credit card company can earn a significant amount of compound interest toward their own retirement.

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Ben Sissman, Attorney at Law
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Memphis, TN 38103

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