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Bankruptcy could be second chance for some Tennessee residents

There may be times in an individual's life where he or she may need a second chance. More often than not, those chances can be hard to come by, and many people --Tennessee residents included -- could find themselves facing prolonged difficulties. However, for those with financial struggles, bankruptcy may be a readily available option for qualifying individuals looking for a new start. 

This type of debt relief is designed to help consumers with liabilities that overwhelm them financially. Individuals who are feeling lost may find information on Chapter 7 liquidation or Chapter 13 repayment plans useful in efforts to get back on track. In many instances, bankruptcy may allow individuals to have a brighter financial future to which they could look forward. 

Of course, filing for bankruptcy does not necessarily mean that all debt issues will immediately cease to exist. The process for discharging and/or repaying liabilities can take anywhere from months to years to complete, and individuals are placed in particularly vulnerable instances in which they give control to the court system and lay out their finances. In spite of the potentially uncomfortable nature of the process, however, individuals may be able to obtain the second chances they are hoping for. 

Just considering bankruptcy could be considered a significant step forward for those who are burdened with substantial debt. In taking this step, individuals may find additional information useful as well as speaking with legal professionals who are knowledgeable on these proceedings. Tennessee residents interested in working toward a fresh financial start may wish to consult with experienced attorneys.

Source:, "Bankruptcy offers second chance at American dream", Phoebe Venable, Oct. 7, 2016

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Ben Sissman, Attorney at Law
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Phone: 901-730-4958
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