Ben Sissman, Attorney at Law
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Posts tagged "Debt relief"

Using Chapter 13 in Memphis to prevent blight

With the continuing housing market problems in Memphis, a lot of homes and businesses have gone vacant. This can create blight in a neighborhood, leading to an increase in crime and lower housing prices. To avoid losing houses individuals and their neighbors could turn to Chapter 13 bankruptcy.

Chapter 7 bankruptcy offers a way to debt relief

Often people choose to invest their hard earned money in other companies and real estate. Sometimes these investments pay off, literally. But what happens when the investment does not work as planned and the investor ends up in debt?

Alternative forms of debt relief for Memphis residents

In tough economic times, many people find themselves in debt. In Memphis, people continue to pay their bills late and may max out their credit cards as a result of financial difficulties. Some, however, turn to bankruptcy or other options for debt relief.

Debt management still an area of concern for small companies

Tennessee banks that tapped a federal fund targeting small business loans have witnessed lending activity higher than the national average. However, according to the findings in a recent survey taken by a research firm, small business owners in Tennessee and across the country may still hold fears about incurring and managing debt in the struggling economy.

Mortgage companies step up enforcement efforts

According to a foreclosure listing firm, the number of U.S. homes entering first-time foreclosure proceedings in Tennessee and nationwide increased on an annual basis for the second month in a row. Lenders initiated foreclosure proceedings on 12% of loans behind in payment in June.

Tennessee bankruptcy filings may be declining

According to a recent report, the number of consumers filing for bankruptcy or seeking other court protection from creditors declined by 13% in the first half of 2012. That's good news for consumers in Tennessee, which at 6.99% ranks among the top 5 states in the country for per capita bankruptcy filings of all types, including Chapter 13.

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Phone: 901-730-4958
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