If you are not working, have overwhelming medical bills or other debt and miss multiple mortgage payments, your lender may begin foreclosure proceedings if you cannot make alternate payment arrangements. Filing bankruptcy may help you not only clear most of your debt,...
Separating fact from fiction is vital when you are going through the bankruptcy process. While bankruptcy can represent a fresh start, the rumors surrounding the process can be frightening. For instance, many Americans believe that they will automatically lose their...
Tennessee residents like you suffer under the weight of your debt. You do not need more external forces making this even worse for you. Unfortunately, that is exactly what debt collectors can do. What happens if a debt collector crosses the line and begins to harass...
Misconceptions plague bankruptcy, spawning fear in the hearts of many who might otherwise benefit from it. Among these fallacies are that if you file for bankruptcy, your credit will be forever ruined and you will lose everything you have. The reality is that...
When struggling with debt, it can be difficult to think positively about your future finances. If you choose to file for bankruptcy, you may worry about the hit to your credit score or the debts that bankruptcy cannot discharge. When you discharge other debts, it can...
Whether you are struggling with dementia, have an anxiety disorder or are facing mental challenges due to a recent head injury, there are many ways in which your mental state can disrupt your life. If you plan on filing for bankruptcy or are already in the middle of...
When it comes to filing for bankruptcy, you have many issues to take into consideration if you are struggling with debt. It is important to understand how Chapter 13 differs in comparison to Chapter 7 and make sure you move forward with the strategy that makes the...
The thought of losing your home is terrifying, but when you fall behind on your mortgage payments, that is exactly what could happen. Your lender has the right to begin the foreclosure process as soon as you miss just one payment. If your lender completes the process,...
After you file for Chapter 13 bankruptcy protection you will make an important stop on the way to resolving your debt: You will attend the 341 meeting. What kind of meeting is this and what will happen? About the meeting The 341 meeting is named after Section 341 of...
When you file for personal bankruptcy in Tennessee, you typically do so through either a Chapter 7 or a Chapter 13 bankruptcy proceeding. There are some key differences between the two. A big difference is that a Chapter 7 bankruptcy may help you if you are working...
