On behalf of Ben Sissman, Attorney at Law | Jul 1, 2020 | Chapter 13
In Chapter 13 bankruptcy, you must prepare a repayment plan for your debts. You will work with the trustee in your case to create this plan. You must have a regular income to file this type of bankruptcy so that you have the funds to repay your creditors. According...
On behalf of Ben Sissman, Attorney at Law | May 13, 2020 | Chapter 13, Chapter 7
Wage garnishment is a recourse that creditors take when you do not make regular payments on your debts. And while it can feel unfair and put undue pressure on your financial situation, as long as they get approval from the courts, these liens can pull a portion of...
On behalf of Ben Sissman, Attorney at Law | Mar 31, 2020 | Chapter 13
People who struggle to stay on top of and ahead of their debts know the stress that a growing mound of debt can put on them. The inability to repay debts can leave them facing calls and letters from debt collectors and begin to make them fear losing assets or more....
On behalf of Ben Sissman, Attorney at Law | Feb 23, 2020 | Chapter 13, Chapter 7
Federal student loan debt cripples many working adults as they struggle to keep their families afloat. You may have heard that it is impossible to discharge student loans when you file bankruptcy. However, there is a way to have your federal student loan debts...
On behalf of Ben Sissman, Attorney at Law | Jan 15, 2020 | Chapter 13, Chapter 7
Pondering whether filing for bankruptcy may give you your best possible chance at a fresh financial start? You are not alone. Increasingly, Americans are finding themselves inundated with bills, expenses and calls from debt collectors. If you are among those facing...
On behalf of Ben Sissman, Attorney at Law | Oct 15, 2019 | Chapter 13, Chapter 7
If you are unable to pay your mortgage in Tennessee, you may end up defaulting. When this happens, the lender may choose to foreclose the property, repossessing it and forcing you to vacate. Understandably, this can be incredibly stressful for you and your family; and...
On behalf of Ben Sissman, Attorney at Law | Oct 15, 2019 | Chapter 13, Chapter 7
Tennessee residents like you who are struggling with debt may also be considering filing for bankruptcy. Today, Ben Sissman, Attorney at Law, will discuss the potential signs that it might be time for you to file. In many cases, deciding whether or not to file for...
On behalf of Ben Sissman, Attorney at Law | Oct 4, 2019 | Chapter 13, Chapter 7
For most seniors living in Tennessee, filing bankruptcy is not an option automatically considered. If you struggle living on a fixed income and have a large amount of debt, you may have options. At Ben Sissman, Attorney at Law, we often assist clients filing for...
On behalf of Ben Sissman, Attorney at Law | Aug 29, 2019 | Chapter 13
An important step in the Chapter 13 bankruptcy process is attending a section 341 meeting of your creditors. This meeting is where your trustee will ask you questions under oath. However, some Tennessee bankruptcy filers fear they may have problems handling or...
On behalf of Ben Sissman, Attorney at Law | Aug 29, 2019 | Chapter 13, Chapter 7
If you are one of millions of Americans in Tennessee or elsewhere who has gone through Chapter 7 or Chapter 13 bankruptcy, you may be going through the process of trying to rebuild your credit. However, many people who have poor credit are often caught in a conundrum:...
