Ben Sissman, Attorney at Law
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July 2012 Archives

Mortgage companies step up enforcement efforts

According to a foreclosure listing firm, the number of U.S. homes entering first-time foreclosure proceedings in Tennessee and nationwide increased on an annual basis for the second month in a row. Lenders initiated foreclosure proceedings on 12% of loans behind in payment in June.

Monthly surge in credit card spending may not be a good sign

A recent publication reports that Americans put more on their credit cards in May than in any single month since November, 2007 -- around the start of the economic recession. Specifically, the Federal Reserve reports that consumer borrowing rose by $17.1 billion.

Tennessee bankruptcy filings may be declining

According to a recent report, the number of consumers filing for bankruptcy or seeking other court protection from creditors declined by 13% in the first half of 2012. That's good news for consumers in Tennessee, which at 6.99% ranks among the top 5 states in the country for per capita bankruptcy filings of all types, including Chapter 13.

Famed movie poster seized in chapter 7 liquidation

It's not uncommon, particularly in this economy, for Tennesseans to have trouble making ends meet, even those who were previously wealthy or collected a lot of assets. Sometimes it becomes necessary for consumers to forfeit assets to pay off debts.

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Ben Sissman, Attorney at Law
44 North Second Street, Suite 403
Memphis, TN 38103

Phone: 901-730-4958
Phone: 901-730-4958
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