It is no secret that the cost of medical treatments can leave individuals struggling financially, especially if the situation arose from an unexpected emergency. Individuals without insurance could be particularly vulnerable, but those with insurance may also find themselves with substantial costs that were left uncovered by their policies. In either case, bankruptcy may be worth exploring if medical debt becomes too much to handle.
Tennessee residents may be interested in a situation taking place in another state where a family is struggling with medical expenses. It was reported that a 16-month-old child had been playing outside when he was bitten by a copperhead snake. His foot began to bleed and swell, which led to his mother taking him to the emergency room for treatment.
The treatments themselves amassed a bill of approximately $50,000. This total does not include costs relating to transfers to different hospitals, the emergency room visit nor the expenses for the child's stay in the intensive care unit. The family did not have insurance, and though a fund was established in hopes of helping with expenses, it is uncertain whether enough will be raised to cover all or even most of the costs.
When faced with such a financial dilemma while also worrying about the health of a child, parents may not know where to turn. If the debt becomes too much to handle -- which is often the case with medical emergencies -- considering relief options may be a prudent step to take. Tennessee residents in similar situations may wish to consult with experienced attorneys to determine whether bankruptcy could potentially help their financial predicament.
Source: NBC Washington, "Parents Struggle With Medical Costs After Virginia Toddler Bitten by Copperhead Snake", David Culver and Ellie Hartleb, June 24, 2016