Small businesses encounter financial challenges for a wide variety of reasons and attorney Ben Sissman knows how tough it is for business owners in Memphis to work their way out of these situations. Some are able to create a payment plan to address their financial...
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What happens during a foreclosure?
If you fall behind in your mortgage payments, you may end up facing a foreclosure. While you want to do everything possible to stop the process and keep your home, it can help to understand what happens when your lender begins foreclosing on your property in...
Are bad financial habits keeping you in debt?
Your financial troubles could keep you up at night, disrupt your appetite and even cause health complications that keep you in your Tennessee physician's office 24/7. While filing for bankruptcy could be the key to unraveling your precarious situation, you have to be...
Foreclosure and short sale may not be your only options
Foreclosures and short sales are both financial options if you are financially distressed in Tennessee. However, each process negatively impacts your credit score, tax return and the possibility of getting a loan in the future differs. At Ben Sissman, Attorney at Law,...
Yes, it is possible to discharge tax debt through Chapter 7
May people who consider bankruptcy are facing debt on all sides, in their personal lives, in their professional lives, and even in their relationship with the IRS. While all debts are dangerous to some degree or another, tax debt is very difficult to address for some...
What are your rights against unfair collections tactics?
As a consumer, it is easy to fall behind on debt. While this is rarely an ideal scenario, there is nothing ethically wrong with failing to pay debts or needing to pay them off slowly. When lenders loan money, they understand that they are making a business deal with...
It’s easier than you think to qualify for Chapter 7 bankruptcy
If you've been dealing with reduced income, expanding debt or collection calls, you're probably feeling quite stressed out. You may know that Chapter 7 bankruptcy offers relief for those with debt-related financial issues, but you may think it couldn't possibly work...
Hiding assets in a bankruptcy may lead to criminal charges
If you're considering filing for personal bankruptcy, it is important to do your homework on the process before moving forward. Planning properly for bankruptcy is one of the most important portions of the process, but many individuals who choose to use bankruptcy for...
3 tips for dealing with collections
The first of the month is right around on the corner and rent is due. You barely have enough cash to pay your landlord and still go pick up groceries for the week. But, you have a credit card. It won't hurt to use it this one time to buy food to get you through to...
Signs bankruptcy is your best bet
Overwhelming debt is a common problem not limited solely to the Memphis area. People across the country are underwater due to trying to make ends meet. The combination of low wages and continuously increasing living expenses is generally responsible for the mounting...