Consumers who have struggled with serious debt may often worry that any hope for a positive financial future no longer exists for them. However, that need not be the case. Even after experiencing a challenging financial situation, including filing for bankruptcy, it...
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Chapter 7
Steps to take after bankruptcy
Filing bankruptcy can bring much needed financial relief, but once it is over, you will need to rebuild your finances and credit. If you want a better future without new debt trouble, you need to devise a plan for the steps you will take after your bankruptcy...
How does wage garnishment work in Tennessee?
Wage garnishment is a recourse that creditors take when you do not make regular payments on your debts. And while it can feel unfair and put undue pressure on your financial situation, as long as they get approval from the courts, these liens can pull a portion of...
3 things to know about bankruptcy
Between automatic stays, debt repayment plans and multiple code chapters, there is arguably a lot to know about bankruptcy. However, there is more to it than technical details. In general, bankruptcy can be a very good solution for people who want to get out from...
Is it really impossible to discharge student debt in bankruptcy?
Federal student loan debt cripples many working adults as they struggle to keep their families afloat. You may have heard that it is impossible to discharge student loans when you file bankruptcy. However, there is a way to have your federal student loan debts...
What can bankruptcy’s automatic stay protect you against?
Pondering whether filing for bankruptcy may give you your best possible chance at a fresh financial start? You are not alone. Increasingly, Americans are finding themselves inundated with bills, expenses and calls from debt collectors. If you are among those facing...
Understanding involuntary bankruptcy
If you are struggling with debt, you are not unlike many in Memphis. Yet your hope may be that you will be able to avoid action such as bankruptcy while still maintaining a firm financial footing. However, there may be scenarios where you are left with no choice. One...
Filing for Chapter 7 as a small business owner
Small businesses encounter financial challenges for a wide variety of reasons and attorney Ben Sissman knows how tough it is for business owners in Memphis to work their way out of these situations. Some are able to create a payment plan to address their financial...
Can bankruptcy stop your property from being foreclosed?
If you are unable to pay your mortgage in Tennessee, you may end up defaulting. When this happens, the lender may choose to foreclose the property, repossessing it and forcing you to vacate. Understandably, this can be incredibly stressful for you and your family; and...
Is it time for you to file for bankruptcy?
Tennessee residents like you who are struggling with debt may also be considering filing for bankruptcy. Today, Ben Sissman, Attorney at Law, will discuss the potential signs that it might be time for you to file. In many cases, deciding whether or not to file for...