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Because Financial Crises Sometimes Happen Overnight

Life can change in a hurry. One day, you have a job and you’re paying your bills just fine. The next day a medical emergency happens or you get laid off. Your income is gone but your bills aren’t, and the debt collectors don’t care about your excuses.

Immediate Relief From The Pressures Of Bill Collectors

I’m Memphis bankruptcy attorney Ben Sissman. For more than 30 years, I have helped people like you, with families just like yours, deal with financial emergencies. I can help you file in as little as one day. Immediately, bill collectors will have to back off and stop all collections actions. Call me to learn more: 901-730-4958.

I offer a free initial consultation to discuss your situation and answer your questions.

If you are facing a financial crisis, an emergency bankruptcy filing may provide the immediate relief you need. An emergency bankruptcy filing, also known as a skeleton filing, is a filing of the minimum number of forms you need to obtain protection from the bankruptcy automatic stay in Tennessee. The court will then give you a period of time to file the rest of your bankruptcy forms.

What Is The Automatic Stay?

When you file bankruptcy, an injunction known as the automatic stay will put an immediate stop to adverse creditor actions such as:

When Should I Consider An Emergency Bankruptcy Filing?

An emergency bankruptcy filing is only appropriate if you need immediate protection from creditor action. Examples include:

  • A lender has repossessed a car you need to get to work
  • A credit card company has garnished wages you need to pay your rent
  • A lender has repossessed tools you need to do your job
  • You are facing imminent home foreclosure

Consider an emergency bankruptcy filing if you need help within the next day or two. If the financial crisis is more than two days away, I may be able to help you find a better way of dealing with the situation.

File Emergency Bankruptcy With A Qualified Memphis Attorney

For more information about the emergency bankruptcy filing, call 901-730-4958 or send an email to schedule a consultation with me, Tennessee bankruptcy lawyer Ben Sissman.

The law office of Ben Sissman is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.