Shelby County Lien Stripping Attorney Shows You The Way To Debt Relief
Are you out of a job, struggling to make your mortgage payments and desperate for breathing room to pay your bills?
Are you considering filing for bankruptcy protection or ready to explore alternatives to bankruptcy that offer debt relief you can depend on?
You need the help of a Tennessee bankruptcy lawyer with keen insight into debt relief strategies such as lien stripping — the removal of your second mortgage. My Memphis law offices can help.
I’m Ben Sissman. For more than 30 years, I have provided effective legal assistance to individuals and families in Shelby County and surrounding areas. I am experienced, compassionate and reliable. In everything I do for you or say to you, my overriding message is this: you are going to be okay.
I show you the facts and options that can lead to wise decisions about your future. Whether you need a “short sale” of your home, some sort of consolidation of your debt or the stripping of your second mortgage, I customize my legal leadership to suit your unique situation.
Experienced Memphis Attorney For Removing Your Second Mortgage
Chapter 13 bankruptcy is a viable option for many homeowners in Tennessee who have fallen far behind in their mortgage payments. Chapter 13 offers both short-term and long-term benefits and buys you time to accomplish your debt repayment objectives. In the short term, the “automatic stay” stops lenders’ foreclosure efforts immediately. Long range, Chapter 13 gives you the chance to repay your past-due mortgage balance over a three- to five-year period.
If you have more than one mortgage, an additional benefit is the opportunity for lien stripping. As assessments of home values nationwide have decreased dramatically, many families now owe more on their first mortgage than what their home is worth. If your home’s value doesn’t measure up to the value of your first mortgage, you can remove the additional mortgage in Chapter 13 bankruptcy. This process offers valuable savings you can use toward your ultimate goal of lasting debt relief.
Want to learn more about lien stripping? You can contact my Ben Sissman law office in Memphis by calling toll free right now: 901-730-4958. I respond promptly to email messages and offer an evening appointment if you need it.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.