Creditors can file a lawsuit and get a judgment against you. They can collect on that judgment by garnishing your wages. If the threat of wage garnishment is imminent or your wages have already been garnished, an experienced debt relief lawyer can protect your paycheck.
I am Ben Sissman, a Memphis wage garnishment attorney with more than 30 years of experience helping people like you throughout Tennessee. When you contact me, I will move quickly to see that you get all the protection offered by filing bankruptcy.
Filing Bankruptcy Stops Wage Garnishment In Tennessee
I understand that having your wages garnished only increases the stress of debt. If money is being taken out of your paycheck, how will you pay other creditors? How will you cover the costs of living? As soon as you file bankruptcy, an automatic stay is issued. This is an order to all creditors that they must stop collection actions, including wage garnishment.
Motion To Set Payments Will Also Stop A Wage Garnishment Action
If you do not qualify for bankruptcy or you feel it is not your best option, you have a legal alternative through the bankruptcy court. You can also file a motion to set payments. If approved the court will establish a new payment plan that fits your budget. As long as you make the new payment, the creditor cannot garnish your wages. However, the creditor has the right to contest this motion, so you should have an experienced lawyer to represent you.
Free Initial Consultation
Call 901-730-4958 or send an email to schedule a meeting today.
The law office of Ben Sissman is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.