File Bankruptcy And Creditor Harassment Stops Now
If creditors are harassing you day and night to make good on debts you could never repay, did you know that the federal Fair Debt Collection Practices Act was enacted to protect you from abusive debt collection practices?
You Deserve A Life Without Fear Of A Phone Call Or Opening The Mailbox
You should also know this: Despite your uphill struggle with debt after losing a job or falling behind on your mortgage, vehicle payments, or credit card or medical debt, you are going to be OK — thanks to the benefits of Chapter 7 and Chapter 13 consumer bankruptcy law.
You have the right to stop debt collectors from harassing you at your home or workplace, through the mail, by phone, on your computer or in person. I will fight to protect that right while you work to repay what you owe. I am Ben Sissman, a Memphis bankruptcy lawyer with more than 30 years of service to financially distressed clients in Shelby County and surrounding areas in Tennessee.
Bankruptcy Isn’t Cheating Your Creditors; It’s A Law To Level The Playing Field
The law is on your side. The automatic stay in consumer bankruptcy puts an immediate stop to collectors’ unfair, insulting abuse. As a matter of fact, you may be entitled to money damages and payment of your attorney fees if a debt collector violates this law.
I am an experienced, compassionate, reliable bankruptcy lawyer who can show you and your family how to discharge your debt, rebuild your credit and reclaim your lives. Find out more about the satisfying life after bankruptcy that awaits you by calling toll free for a free initial consultation: 901-730-4958. And don’t be surprised if I’m the one who answers — I usually answer my own phone. My commitment to attentive, one-on-one personal service is steadfast throughout our association.
I Mean It When I Say, “You Are Going To Be OK”
After you have filed for bankruptcy, here are just some of the unscrupulous practices that creditors cannot resort to:
- Reach you by phone an unreasonable number of times at an unreasonable hour, usually early in the morning or late at night
- Phone you at an unusual time or place
- Divulge details of your debts to a third party
- Use profane or abusive language
- Contact you despite being notified in writing that you do not want to be contacted
- Claim to be a law enforcement officer or affiliated with any government agency
- Misrepresent themselves or the amount or legal status of a debt
- Threaten to take action against you that is not legal
- Accuse you of a commission of a crime
- Issue a threat or false credit information
- Use any other deceptive method to collect a debt
If you are desperate for help from a skilled creditor harassment attorney in Memphis or Shelby County, look no further — call me, Ben Sissman, at my law office now: toll free at 901-730-4958. You can also contact me online by email. An evening appointment is available upon request.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.